Bankruptcy and Consumer Protection

These are difficult times and many people find themselves facing unmanageable debt and financial hardship. This problem is particularly acute for people with home mortgages that are "underwater" -- where the amount owed on the mortgage exceeds the value of the property. For people facing these circumstances, continuing to pay every debt may become impossible and the constant harassment of creditors may be overwhelming. The "fresh start" granted by a bankruptcy discharge could be the best option in a difficult situation.

At Kurtz & Augenlicht, we are prepared to review your financial situation, listen to your goals and help you to determine whether bankruptcy is the right decision. We understand that every financial situation is unique; our job is to explain your options and, if appropriate, guide your case through the bankruptcy process. Someone facing bankruptcy may be able to keep their home and vehicle, but waiting too long can undermine your position. Once the bank begins the foreclosure process, your options may be limited, so it is important to move quickly to ensure that you gain the maximum benefit from the bankruptcy process. Consulting with our firm early in the process can help place you in the best financial position possible, so that you can begin the process of moving on with your life.

If you need help, call us at 312.526.3928 or email Robert.